Investing For Dummies, UK Edition by David Stevenson & Eric Tyson
Author:David Stevenson & Eric Tyson [Stevenson, David & Tyson, Eric]
Language: eng
Format: epub
ISBN: 9781394351169
Publisher: Wiley
Published: 2025-07-02T00:00:00+00:00
Facing the realities of bank insurance
Some people are consoled by something called the Financial Services Compensation Scheme (FSCS). The FSCS is the UKâs statutory compensation scheme for customers of authorised financial services firms. It protects consumers when these firms fail or are unable to pay claims against them. The FSCS covers various financial products, including the following.
Deposits: Up to £85,000 per person per authorised firm although there are rumours this may go higher at some point in the near future (check online for stories on this topic if you are interested)
Investments: Up to £85,000 per person per firm
Insurance: 90 per cent of the claim with no upper limit (100 per cent for compulsory insurance)
Mortgage advice: Up to £50,000 per person per firm
Funeral plans: Up to £85,000 per person per authorised firm
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